What type of disability is defined as less than total impairment yet considered a permanent impairment?

Prepare for the Arkansas Health Insurance Exam with flashcards and multiple choice questions, each question features hints and detailed explanations. Ensure your success!

The term "permanently partial disability" refers to a situation where an individual suffers an impairment that is less than total yet is classified as permanent. This type of disability means that while the person may still be able to engage in some activities or work, they have a lasting impairment that reduces their ability to perform certain functions to the same extent as before the impairment occurred.

Understanding this definition helps delineate the concept from other types of disabilities. In the case of a temporary disability, the impairment is expected to improve over time, which differentiates it from permanent disabilities. Similarly, the term "permanently severe disability" suggests a level of impairment that likely falls closer to total disability rather than partial. Since the question specifically asks for a disability status that is both less than total and permanent, "permanently partial disability" is the accurate description of this condition, illustrating the nature of an ongoing, though not total, impairment.

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