What type of care does Medicare not cover?

Medicare does not cover custodial care, which refers to assistance with daily living activities such as bathing, dressing, eating, and using the bathroom. These services are often provided in nursing homes or through in-home care, where the primary goal is to aid individuals in living their daily lives rather than to provide medical treatment or rehabilitation.

This type of care is typically considered non-medical in nature, and Medicare is designed to cover medically necessary services and treatments. While Medicare provides coverage for other types of care, such as emergency room visits, preventive services, and prescription drugs (under certain plans), custodial care falls outside of its scope. This makes it crucial for beneficiaries to understand what is and isn't covered under their Medicare plans and to consider supplemental insurance options if they may need custodial services.