What is the purpose of a Disability Income Benefit?

A Disability Income Benefit is designed specifically to replace a portion of lost income when an individual is unable to work due to a disabling condition. The primary aim of this benefit is to ensure that individuals can maintain their standard of living by receiving a regular income while they are temporarily or permanently unable to earn wages.

In contrast, the other options highlight areas that are not the main focus of Disability Income Benefit. Covering medical expenses is typically handled by health insurance policies rather than disability benefits, as those benefits specifically target the income lost due to the inability to work. The support for purchasing a new home would generally fall under financial assistance programs or personal loans, which is not the intent of disability income coverage. Lastly, while rehabilitation may indeed be a part of recovery for some individuals, the cost of rehabilitation services is typically covered under different types of insurance, such as health insurance or workers' compensation, rather than through disability income benefits which specifically aim to provide ongoing income support.