What is a possible consequence if an insurer fails to provide proof of loss forms in a timely manner?

If an insurer fails to provide proof of loss forms in a timely manner, the insured may take legal action against the insurer. This is because timely notice and the provision of necessary forms are crucial in the claims process. If the insurer does not fulfill its duty in this regard, it may be considered a breach of contract or failure to act in good faith. The insured could then pursue legal remedies to ensure they receive the benefits they are entitled to under the policy, as the insurer's negligence may cause undue delay or denial of their claim. This emphasizes the insurer's responsibility to facilitate the claims process effectively and highlights the right of the insured to seek legal recourse if that responsibility is not met.