What do you call a producer who sells insurance in Arkansas but resides in another state?

A producer who sells insurance in Arkansas while residing in another state is referred to as a nonresident producer. This designation is critical in the insurance industry, as it differentiates between those who are fully licensed in the state where they conduct business and those who operate in a state different from their residence.

Nonresident producers are required to obtain a nonresident license to legally sell insurance in Arkansas, adhering to the regulations outlined by the state’s insurance department. This process ensures that they meet the necessary qualifications and comply with state laws while conducting their sales activities outside their home state.

In contrast, a resident producer is someone who holds a license in the state where they live, while a national producer typically refers to agents or brokers who operate across multiple states but may not specifically denote a licensing status. An independent agent refers to those who are not exclusively tied to one insurance company and can sell policies from various insurers, but this term does not necessarily address the residency status of the producer. Thus, "nonresident producer" accurately describes the scenario presented in the question.