What components are included in the entire contract of an insurance policy?

The entire contract of an insurance policy comprises several components, primarily the policy document and the application submitted by the insured. The policy document outlines the coverage details, terms, conditions, exclusions, and other vital information related to the insurance. Meanwhile, the application serves as the foundational statement of the insured's requests and disclosures regarding their health and circumstances when applying for insurance coverage.

By including both the policy and the application, the entire contract provides a comprehensive understanding of the agreement and the obligations of both the insurer and the insured. This holistic approach ensures that all relevant information has been considered and that the coverage is tailored according to the accurate disclosures made by the applicant.

Other options might focus solely on one document or include elements that do not constitute the entire contract, thus failing to capture the complete picture of the agreement between the insurer and the insured.