Part A Hospital expense coverage provided under Medicare is automatically made available to each of the following EXCEPT:

Prepare for the Arkansas Health Insurance Exam with flashcards and multiple choice questions, each question features hints and detailed explanations. Ensure your success!

In the context of Medicare hospital expense coverage, it is important to understand the eligibility criteria for Medicare benefits. Individuals aged 65 and older are typically eligible for Medicare, but eligibility for coverage is primarily tied to enrollment in Social Security.

A 70-year-old who is not eligible for Social Security would not automatically qualify for Medicare hospital expense coverage. Medicare is generally available to those who have paid into the Social Security system for a specific period or who meet certain criteria related to disability or health conditions. Therefore, simply reaching the age of 70 does not guarantee access to Medicare benefits if an individual has not paid into the Social Security system or does not meet other requisite eligibility conditions.

In contrast, the other options represent individuals who meet the necessary qualifications to receive Medicare coverage. A 65-year-old eligible for Medicare is at the standard age for enrollment. A permanent resident with Medicare eligibility fulfills the necessary requirements because they are entitled to Medicare if they meet the guidelines. Additionally, a 62-year-old receiving Social Security benefits has already proven eligibility for Medicare as well, even though they are under the standard age for Medicare enrollment.

Thus, option A accurately describes an individual who would not have automatic access to Medicare hospital expense coverage, making it the correct answer.

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