Major Medical expense plans do NOT provide coverage for which of the following?

Major Medical expense plans are designed to cover a wide array of healthcare services, focusing primarily on severe illness or injury rather than routine or preventive care. Coverage typically includes inpatient hospital stays and prescription medications, which are crucial components of extensive medical care plans.

Work-related injuries are typically covered by workers' compensation insurance rather than major medical plans. This distinction is important because workers' compensation is designed specifically to address injuries or conditions that occur as a result of employment, ensuring that workers receive the appropriate medical treatment and benefits related to their job-related injuries. As such, this type of coverage falls outside the scope of major medical plans, which focus more on general health care needs rather than occupational hazards.

Routine check-ups are also generally not covered by major medical plans, as they are more preventive in nature and are often included in separate wellness plans or covered by different types of health insurance. Therefore, while planning for health insurance, understanding what specific services are included in each plan type is crucial for making informed decisions.