How many days must written proof of loss be furnished to the health insurer after the date of loss?

Written proof of loss must generally be submitted to the health insurer within 90 days following the date of loss, which is the time specified under many health insurance policies. This requirement ensures that the insurer has a timely opportunity to evaluate and process claims. The 90-day timeframe is typically seen as a reasonable period for claimants to gather necessary documentation and evidence to substantiate their claims, while still allowing insurers to manage their claims efficiently.

This standard is designed to protect both the insurer’s interests and the insured’s ability to provide appropriate documentation needed for claim processing. The need to submit this documentation promptly is essential in facilitating the claims process and ensuring that benefits are distributed fairly and expediently after a covered loss occurs.