A long-term care policy typically provides all of the following levels of care EXCEPT?

Long-term care policies are designed to provide a range of services that help individuals with chronic illnesses or disabilities in their daily activities. These policies generally cover personal care, custodial care, and skilled nursing care, all of which are essential components of long-term support.

Personal care refers to assistance with daily living activities, such as bathing, dressing, and eating, that helps individuals maintain their independence. Custodial care includes non-medical assistance for individuals who do not need skilled nursing care but still require supervision and help with daily activities. Skilled nursing care involves a higher level of medical attention provided by licensed professionals for complex medical needs.

Acute care, on the other hand, is geared towards short-term treatment for urgent or severe medical conditions, which may require hospitalization or intensive medical supervision. Long-term care policies do not typically cover acute care services, as these are designed for immediate health crises rather than the ongoing assistance required for chronic conditions. This distinction is crucial for understanding the focus of long-term care policies and the specific types of care they provide.